Rates and
Insurance

Before you leave this page, take a moment and schedule a free 30-minute session with Bill English. Bill will listen to your situation and give you honest feedback on what you should do next. No hard sell. No hidden agenda. You have nothing to lose and everything to gain.

Rates and Time

One therapy hour consists of 45-50 minutes. Here are OnPath’s counseling fees:

Insurance

The following insurance plans will reimburse the services of Bill English, MA, LP through OnPath Counseling:

  • Allina Health/Aetna

  • Quest Behavioral Health

Insurance Through Headway

Bill English, MA, LP is credentialed through Headway (use this link to apply with Headway and schedule time with Bill) to accept the following insurance plans:

  • Blue Cross Blue Shield of Minnesota Medicaid

  • Blue Cross Blue Shield of Massachusetts

  • Blue Cross Blue Shield of Minnesota

  • Blue Cross Blue Shield of Minnesota Medicare Advantage

  • Quest Behavioral Health

  • Horizon Blue Cross Blue Shield of New Jersey

  • Independence Blue Cross Pennsylvania

  • Carelon Behavioral Health

  • Cigna

Superbills for private pay clients can be downloaded from the client portal, which clients can submit for out-of-network reimbursements if Bill English is not on the panel of providers for your insurance.

Payment Options:

A credit card that is left on file will be needed to pay for Bill’s services. Services are billed to credit cards at the end of each day. If you have a card on file, it will be billed automatically. Bill can provide proper billing statements for submission to HSA and FSA accounts.

Cancellations and Missed Appointments

All clients are expected to attend their sessions on time. A minimum of 24 hours’ notice is required for rescheduling or canceling an appointment, not including weekends. So, if you wish to cancel a Monday therapy session, you must do so by the appointment time on the prior Friday. You may cancel any appointment by emailing your counselor: Bill English (bill@onpathcounseling.com) or Steve Douglas (steve@onpathcounseling.com). If you have scheduled recurring appointments, canceling an individual appointment will not affect your ongoing calendar. Please let Bill or Steve know if you wish to cancel all future appointments.

OnPath makes exceptions to this cancellation policy in cases of severe or contagious illness or emergency.

Teletherapy and In-Person Sessions

Nearly all counseling is conducted via teletherapy. It is recommended that if you plan to attend therapy using your phone, you have a 5G data plan and connect in a location with 5 bars of bandwidth.

OnPath does not currently offer in-person services regularly, although we can arrange an office in Maple Grove on an ad hoc or one-time basis when needed. At least one week’s advanced notice is needed. An additional $50/hr fee is assessed to cover office rental fees.

Private Pay Advantages

While private pay (sometimes called “cash” pay) is usually more expensive than having insurance pay for your therapy,there are instances where paying cash for your therapy makes sense.

With private pay:

  • No medical diagnosis becomes part of your medical record, thus removing a potential premium increase or being denied coverage in the future due to a pre-existing condition

  • Remove any anxiety or worry about insurance denying coverage

  • Insurance cannot drive the focus, method, or duration of your therapy - those choices are strictly between yourself and your therapist

  • Enhanced confidentiality

  • More flexibility in session length and scheduling

  • More thorough assessment process that can include diagnostic testing

  • Freedom to choose your therapist without being limited by an insurance company’s network

  • Focus on well-being rather than treatment of a mental disorder

Get started with OnPath, today.

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